Before the reservation
Property checks, budget of total acquisition costs, NIE and power of attorney if needed.
Real estate
Buying property in Spain
The Spanish purchase process moves fast once a reservation is signed, and most of the buyer's leverage exists before that point. This is what the process looks like when it is run properly.
Who this is for
- Foreign buyers
- Non-resident purchasers
- Buyers with financing
The deposit contract
The arras contract determines the penalties on both sides. Its drafting decides your position if anything fails.
Mortgage timing
Financing conditions must be reflected in the contract, otherwise a refused loan can cost you the deposit.
Completion
Notary signature, payment mechanics, keys, registration and the transfer of supplies and community.
How it works
The process, step by step
- 01
Pre-offer review and cost budget
- 02
NIE and power of attorney where needed
- 03
Due diligence and contract negotiation
- 04
Deposit contract signature
- 05
Notary completion, taxes and registration
Get legal guidance on your case.
A confidential consultation with a Spanish-qualified, English-speaking lawyer — in person in Madrid or by video.
Frequently asked questions
- What are the total costs beyond the price?
- Transfer or VAT, notary, registry and professional fees. We give a written budget of total acquisition cost before you commit.
- Can I lose my deposit?
- Yes, under a standard arras contract. Which is exactly why the contract, and the conditions in it, need negotiating.
- Do I need to be resident to buy?
- No. Non-residents can buy freely; they need a NIE and are subject to specific ongoing tax obligations.